Aw, thanks @siskita @cherishhe...

Aw, thanks @siskita @cherishhellfire for the #followfriday plugs for me and @jaythepal ! I'll toss into the fray @foleymo @CK67 @allicette

---

Orignal From: Aw, thanks @siskita @cherishhe...

Tweetdeck uses more resources,...

Tweetdeck uses more resources, but at least I can type comfortably on it. Don't know why some sites need to keep changing stuff.

---

Orignal From: Tweetdeck uses more resources,...

Just waking up after last nigh...

Just waking up after last night's fun. Ceiling didn't fall in, yaay but neither the landlord nor the super ever called back & it's raining.

---

Orignal From: Just waking up after last nigh...

It's the middle of the night a...

It's the middle of the night and your bored--go watch video I just shot of my leaky bedroom ceiling! YAY!

---

Orignal From: It's the middle of the night a...

12seconds - Tom Otterness Art ...

12seconds - Tom Otterness Art on the L Train Platform at 14th & 8th (pt3) http://tiny12.tv/CWU6A

---

Orignal From: 12seconds - Tom Otterness Art ...

ThePhlog From Trader Joe's In NYC. Today's Sample: Coffee & Egg Salad In The Mini Pitas

The latest ThePhlog, this one posted on AudioBoo.FM at
02.00pm EDT, 02 Apr 2009:

---

Orignal From: ThePhlog From Trader Joe's In NYC. Today's Sample: Coffee & Egg Salad In The Mini Pitas

@nateritter hanging in there, ...

@nateritter hanging in there, as always! Hope you're staying away from those wildfires! ;)

---

Orignal From: @nateritter hanging in there, ...

12seconds - My site is not loa...

12seconds - My site is not loading. Damn. http://tiny12.tv/BA8SV

---

Orignal From: 12seconds - My site is not loa...

ThePhlog Returns!!

Back in the hay day of the first Internet bubble, there was a website called AudioBlogger.com. It was a spin-off of Blogger.com only it would eventually go belly-up. This was sad for a lot of folks, including me--I was doing a series called "ThePhlog" (ThePhone Log) where I would phone in blog posts from where ever I happened to be. This was kinda fun, and now that I live in NYC I kind of miss the ability to phone in a blog post from where ever I am. Well, as luck would have it, there's a new service called AudioBoo.FM which is very similar to that old AudioBlogger site, only instead of phoning it in, you iPhone it in.

AudioBoo.FM has an iPhone app that you use to record audio clips up to 5 minutes long. So, now it RETURNS!! I have no idea how they'll make money, but they've got a stack of users and they're free, so HERE WE GO!!

What follows below are the first 3 eps of the new ThePhlog podcast!! YEAH!!

OH and you can subscribe via iTunes right now!! Here's the iTunes link: itpc://audioboo.fm/users/1038/boos.atom

Or just subscribe in your regular podcatcher:
http://audioboo.fm/users/1038/boos.atom

OK, here are the flash players!

ThePhlog For April 1, 2009: Obama Watch! 07.55pm 01/04/2009



ThePhlog Out On The Town 07.32am 28/03/2009

Buy it!

ThePhlog returns? Just Testing Audioboo.fm 06.46pm 27/03/2009



Now if only I could get each new post to import into Wordpress as it's own WP post! Ah well...

---

Orignal From: ThePhlog Returns!!

Marcy Kaptur: Facing Foreclosure? Make 'em Prove It!

Now, I know specific talk of foreclosures is kind of old-skool in today's news cycle, but I think this story bears (bares?) reiteration. See, back in February, SFGate.com posted an opinion piece by DemocracyNow.org's Amy Goodman who wrote about the advice Ohio congresswoman Marcy Kaptur was giving out to people who are facing foreclosure: Don't leave, squat. Then, ask them to "Produce the note."

As in, demand they prove that they have legal ownership of your loan. I'm thinking that you should demand to see the piece of paper you signed in order to get the loan in the first place. Seems like, short of that, they won't be able to legally prove that you owe them squat.

Haha, get it? Squat because they may not be able to prove squat!

This is similar to a tactic you can use if a collection agency is after you for money. Most of the time (I've heard), when they finally getting around to suing you for old credit card debt, they've completely lost track of your original contract. Make them show it to you. Odds are they won't be able to and, in theory, their lawsuit against you is over. Likewise in the case of foreclosures. From the above capped article at SFGate.com:

These mortgages were made, then bundled into securities and sold and resold repeatedly, by the very Wall Street banks that are now benefiting from TARP (the Troubled Asset Relief Program). The banks foreclosing on families very often can't locate the actual loan note that binds the homeowner to the bad loan. "Produce the note," Kaptur recommends those facing foreclosure demands of the banks.

"[P]ossession is nine-tenths of the law," Rep. Kaptur told me. "Therefore, stay in your property. Get proper legal representation ... [if] Wall Street cannot produce the deed nor the mortgage audit trail ... you should stay in your home. It is your castle. It's more than a piece of property. ... Most people don't even think about getting representation, because they get a piece of paper from the bank, and they go, 'Oh, it's the bank,' and they become fearful, rather than saying: 'This is contract law. The mortgage is a contract. I am one party. There is another party. What are my legal rights under the law as a property owner?' "If you look at the bad paper, if you look at where there's trouble, 95 to 98 percent of the paper really has moved to five institutions: JPMorgan Chase, Bank of America, Wachovia, Citigroup and HSBC. They have this country held by the neck."

Kaptur recommends calling the local Legal Aid Society, Bar Association or 888-995-4673 for legal assistance.

So, there you have it. Your original contract is lost in a see of digital paperwork, most likely.

---

Orignal From: Marcy Kaptur: Facing Foreclosure? Make 'em Prove It!